Financing & Insurance Options
Quality oral surgical care should be within reach for every patient. Our team is here to help you understand your benefits, explore your financing options, and make sense of the financial side of your treatment. That way, you can focus on what matters most — your health.
Schedule ConsultationUnderstanding the Cost of Oral Surgery
Every patient’s situation is different, and so is every treatment plan. The cost of oral surgery depends on factors like the type and complexity of the procedure, whether preparatory treatment is needed, and what your insurance covers. We believe in being upfront about all of this from the start.
Before your treatment begins, our team will provide a clear breakdown of expected costs, walk you through your insurance benefits in simple terms, and help you identify the payment approach that makes the most sense for your situation. There are no surprises at our practice — just straightforward guidance.
Working With Your Insurance
Navigating insurance can feel overwhelming, especially for surgical care that may cross between medical and dental coverage. Our team can help handle this process so you don’t have to figure it out alone.
Here’s how we can support you:
- Verifying your coverage before your procedure is scheduled
- Explaining your benefits, copays, and deductibles in terms that are easy to understand
- Obtaining pre-authorization from your insurance provider when required
- Preparing and submitting claims promptly on your behalf
- Identifying opportunities to maximize your available benefits and minimize out-of-pocket costs
If a procedure spans both dental and medical insurance, we’ll coordinate across both to make sure you’re getting full credit for what you’re entitled to. And if something changes with your coverage along the way, we’ll communicate that to you clearly and quickly.
Financing Options
Insurance doesn’t always cover everything, and some patients prefer to spread the cost of treatment over time regardless of coverage. We offer flexible financing solutions to help make that possible.
Third-party financing through CareCredit® is available, offering a range of manageable monthly payment plans that can fit different budgets and timelines. Our team will walk you through the available options and assist with the application process if you decide to move forward. The goal is to remove financial uncertainty from the equation so that the care you need isn’t delayed or deferred because of cost concerns.
Investing in Your Oral Health
The treatments we perform often have a meaningful and lasting impact on your quality of life — whether that’s the ability to eat comfortably again, improving your bite to function the way it should, or helping you achieve a smile you feel good about. In the long run, oral surgical care is one of the more significant investments you can make into your overall wellbeing.
Our team is here to help you access that care in a way that works financially. Reach out to your nearest Center for Oral & Maxillofacial Surgery location with any questions about coverage or payment, and we’ll give you a clear picture of what you can expect.
Common Questions About Financing & Insurance
It depends on your plan and the nature of the procedure. Many surgical treatments are covered in part by dental insurance, medical insurance, or both. Procedures that are deemed medically necessary — such as jaw surgery, facial trauma repair, or tooth extractions related to infection — are more likely to receive coverage than elective treatments. Our team will verify your specific benefits before treatment begins, so you have a realistic picture of what to expect.
Financing options are available to help bridge the gap. Through CareCredit®, you can spread the cost of treatment across manageable monthly payments. Our team will help you understand the available plans and assist with the application process. We’re also happy to work with you on a payment approach that fits your timeline and budget, so treatment doesn’t have to wait.
We’ll provide a clear cost estimate before your procedure is scheduled, factoring in your insurance benefits and any expected out-of-pocket responsibility. If you have questions at any point — before, during, or after treatment — our administrative team is available to go over the numbers with you. We want you to feel confident moving forward financially.
TESTIMONIALS
Patient Testimonials
The best measure of our care is the experience of the people we treat. Read what patients across New Jersey have to say about their time with our team.
